Plume and EtherFi launch a $100 million RWA Vault, giving users access to institutional-grade yield products through compliant on-chain infrastructure.
Plume and EtherFi have joined forces to launch a $100 million Real World Asset Vault. The partnership gives EtherFi’s users direct access to institutional-grade yield products for the first time. Eligible users can access the new RWA Vault directly inside the EtherFi app.
Plume operates as an Open Finance platform built specifically for institutional assets. EtherFi is one of the biggest DeFi yield platforms in the world with more than $6 billion in customer deposits. The two platforms are making regulated, institutional-grade investment products available to the everyday crypto user.
What Is the Plume and EtherFi RWA Vault?
The RWA Vault is a $100 million product that enables users to access real-world asset yield on-chain. EtherFi is investing $100 million directly into Plume’s infrastructure to fuel this new institutional earn product. This open finance platform is now accessible to all $6 billion of EtherFi’s customer deposits.
EtherFi is deploying $100M into Plume to power their institutional earn product.
$6B+ in @ether_Fi customer deposits now have access to the Open Finance platform providing institutional-grade access to RWA yield opportunities.
Exclusive bonus for early depositors into the RWA… pic.twitter.com/35c9gVkf0a
— Plume (@plumenetwork) June 4, 2026
Early depositors to the RWA Vault will also get a special bonus to be the first to join the Vault. The vault runs on Plume Nest Vaults, which is Plume’s flagship product for standardising institutional assets on-chain.
Reading more: Plume Secures Bermuda License to Launch Regulated Onchain Asset Vaults – Ledger Tribune
What Are Plume Nest Vaults?
Plume Nest Vaults are on-chain, compliant, non-custodial vaults that bundle institutional assets into easy-to-use structured products. There is an overcollateralised credit pool, an AAA-rated CLO and a total bond market ETF in each vault. These asset issuers have a combined AUM of more than $10 trillion.
This makes the Plume Nest Vault a first-of-its-kind structured income product available on-chain. Users are able to access institutional investment grade assets without relinquishing custody of their assets.
Why Platforms are shifting towards real world asset yield?
With years of volatility behind them, DeFi users are seeking more stable and reliable yield opportunities. The risks associated with traditional DeFi yield strategies have been driven away by the exploitative risks and unpredictable returns. Real-world asset yield addresses this by tying asset returns to regulated, off-chain financial instruments.
Plume’s architecture enables the real-world assets to be brought onto the blockchain in a compliant and accessible manner. This provides retail and crypto-native investors with the sort of stable returns that institutional investors have always enjoyed.
What Regulatory Approvals Does Plume Hold?
Plume has already received important regulatory approvals prior to this launch. The company has been granted a licence by the Bermuda Monetary Authority to run its regulated vault infrastructure. It also got the approval of the US SEC as a transfer agent, which further enhances its compliance credibility.
Plume is one of the most regulated RWA infrastructure providers in the crypto space today, thanks to these approvals. They also provide additional confidence to EtherFi users that the vault is legally sound.
What Did Plume’s CEO Say About the Partnership?
Chris Yin, CEO and Co-Founder of Plume, shared his view on the significance of this deal. He said open institutional assets are the foundation for building the next evolution of finance. These products must be delivered to people where they are and where they trust, he added.
Yin added that the decision by EtherFi to select Plume Nest Vaults reinforces the thesis that the company has been working on. He thinks that the top consumer crypto platforms will operate on open, programmable, compliance minded infrastructure for their earn products.
What Does This Mean for the Future of DeFi Yield?
The collaboration marks a significant paradigm shift in DeFi approach to yield products. Platforms such as EtherFi are now adopting a more regulated approach to real-world assets, providing a more predictable return on investment rather than a purely crypto-native approach.
The Plume and EtherFi RWA Vault is a traditional banking app-inspired on-chain infrastructure. This is a significant development for everyday crypto users, moving towards a more accessible and stable financial system.