Ripple found that 72% of finance leaders believe they must offer digital asset solutions to stay competitive today.
A new survey from Ripple shows a major change in how banks handle money. Specifically, more than 1000 global finance leaders weighed in in early 2026. Consequently, out of these experts, 72% of them feel an urgent need to use tokenized assets. Therefore, companies are in a race to adopt new technology to keep their customers happy.
Finance Leaders Choose Stablecoins to Improve Global Cash Flow Efficiency
Furthermore, the survey showed that the most popular digital tool are stablecoins. Specifically, 74% of the respondents believe that stablecoins can unlock trapped capital for businesses. Thus, these digital coins make the money move much faster across international borders. In addition, finance heads now view them as key instruments in managing company treasury.
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Additionally, stablecoins are beneficial for companies to avoid the slow speeds of traditional bank transfers. For this reason, 74% of leaders say these coins increase total cash flow. Consequently, they are not entirely used for simple payments by and between individuals anymore. Instead, they are emerging as the core component of modern corporate finance operations.
Actually, the change towards these digital tools is occurring at a very fast pace at the moment. Because of this, fintech companies are paving the way for the world’s adoption. Specifically, 31% of fintechs use stablecoins for collecting payments for their clients. Thus, they are taking a good pace for the rest of the world.
Fintech Companies Lead the Way in Using New Digital Asset Tools
Notably, fintechs are far likelier to develop their own digital solutions. Specifically, 47% of fintech companies like to implement their own custom technology. On the other hand, only 14% of traditional corporations decide to build alone. For this reason, most big companies like to collaborate with experienced technological partners.
Furthermore, 74% of corporations plan to find partners for their digital needs. For this reason, they seek experts who are knowledgeable about blockchain and the rules of finance. Because of this, the need for trusted infrastructure providers is increasing very fast. Therefore, the market for digital finance partnership is growing every single day.
In addition, many leaders are now looking at this benefits of tokenization. Specifically, banks and asset managers are interested in taking real assets and converting them into digital tokens. For this reason, 89% of these groups mention secure storage as a priority. For this reason, digital custody has become the most important part of the strategy.
Secure Digital Custody Becomes Top Priority for Major Global Banks
Moreover, 82% of banks are interested in an assistance in managing the lifecycle of their tokens. Specifically, they need partners to help them work through the complicated technical steps. For this reason, 85% of the banks approach for advice on structuring of the assets. Consequently, they would like a one-stop-shop for taking care of technology and compliance simultaneously.
Furthermore, 97% say that security certifications are extremely important. Specifically, they seek out standards such as ISO and SOC 2 before they do a partnership. Because of this infrastructure providers must prove that their systems are safe and strong. So, trust is the primary factor when selecting a digital asset provider.
Additionally, about 57% of the leaders want integrated compliance services with their custody. In particular, they wish to avoid holding the digital balances on their books. For this reason, they hire providers to handle the technical and legal work. As a result, this means that there is less risk for the traditional banks to enter the crypto space.
Ultimately, the Ripple survey is the proof that the digital revolution is finally here. Specifically, seven out of 10 (79%) leaders place importance on the financial strength of their technology partners. It is for this reason that big institutions are backing away from old, slow banking systems. Therefore, the future of global finance is going to be digital, fast and secure.
Clearly the move towards tokenization is making for a much more efficient market. Specifically, it enables the 24/7 circulation of value around the world. For this reason, the gaps in the weekend markets that have been traditional are beginning to vanish. Consequently, the global economy is becoming more connected using improved blockchain technology.