Delaware Life partners with BlackRock to bring Bitcoin index exposure to FIA products safely and efficiently.
Delaware Life Insurance Company, a Group 1001 insurance subsidiary, added the BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index to its fixed indexed annuity portfolio. This makes Delaware Life the first US insurance company to provide access to Bitcoin exposure under annuities. The product permits investors to spread portfolios, while keeping the principal completely safe.
Delaware Life Breaks Ground in Retirement Innovation
The partnership with BlackRock demonstrates Delaware Life’s commitment to retirement innovation. Colin Lake, President and CEO of Delaware Life Marketing, said, “We are proud to be able to provide exposure to cryptocurrencies through a fixed index annuity.” “Our products offer the potential for growth and protect the principal.”
Delaware Life Insurance Company, a Group 1001 insurance subsidiary, announced the addition of the BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index to its fixed indexed annuity (FIA) product lineup, making it the first U.S. insurer to introduce bitcoin exposure within this…
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The BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index combines U.S. equities and Bitcoin to achieve diversified returns. It aims for 12% volatility with dynamic cash adjustments to iron out the price swings of Bitcoin.
In addition, it uses iShares Bitcoin Trust ETF (IBIT), the largest and most liquid Bitcoin exchange traded product. This offers professional and secure exposure to Bitcoin to annuity clients.
Bitcoin Exposure Meets Risk Management Standards
The launch comes with the 17th anniversary of bitcoin and the 2nd anniversary of IBIT. Robert Mitchnick, Global Head of Digital Assets at BlackRock, said, “The index enables policyholders to take part in digital assets while ensuring that they have the downside protection expected from annuities.”
Consequently, Delaware Life allows safe digital asset exposure in a regulated retirement vehicle that meets the investor need for innovation.
Delaware Life continues to build its investing into fixed indexed annuities. The new index provides a blend of growth exposure in the form of equities and cryptocurrency.
Moreover, it gives clients access to professional Bitcoin management, with risk controls. Financial professionals can now use this index in a strategic way for clients interested in innovation and safety, adding to retirement portfolios.
This move is a great milestone in U.S. insurance. Delaware Life proves that annuities can be used to responsibly incorporate digital assets with principal protection. The product appeals to conservative investors looking for growth without being too risky. The BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index is now available in Delaware Life FIA offerings throughout the country.
Overall, Delaware Life supports the position as a leader in retirement solutions with this launch. By combining Bitcoin exposure with equity growth in a risk managed fia, the company caters for changing investor preferences.
The strategy of combining long-term growth potential with capital protection is a signal of broader use of digital assets in traditional retirement products. Delaware Life sets a precedent for other US insurers to follow.